Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Cobalz platform and services. By using our services, you agree to these Terms.

1. Acceptance of Terms

By accessing or using Cobalz services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you may not use our services.

2. Description of Services

Cobalz provides payment processing and merchant onboarding services for platforms. Our services include payment processing, merchant account management, and related financial services.

3. Account Registration

To use our services, you must create an account. You agree to provide accurate and complete information and keep your account credentials secure. You are responsible for all activity under your account.

4. Fees and Payments

You agree to pay all fees associated with your use of our services as described on our pricing page. Fees are subject to change with 30 days notice. All payments are non-refundable unless otherwise specified.

5. Prohibited Activities

You may not use our services for:

• Illegal activities or fraud
• Money laundering or terrorist financing
• Selling prohibited goods or services
• Violating intellectual property rights
• Any activity that harms our systems or other users

6. Limitation of Liability

To the maximum extent permitted by law, Cobalz shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services.

7. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes via email or through our platform. Your continued use of our services after changes constitutes acceptance of the new Terms.

8. Contact Information

For questions about these Terms, please contact us at legal@cobalz.com.