Financial infrastructure for platforms that want to own their payments
Cobalz is the complete payment facilitator platform. Onboard merchants instantly, accept payments globally, and keep up to 90% of your revenue. Built on Stripe Connect.
A complete payments platform
Everything you need to run your Payfac — from merchant onboarding to global payouts.
Accept and optimise payments globally
Accept credit cards, debit cards, and 135+ local payment methods from customers worldwide. Real-time processing with intelligent routing for higher approval rates.
Explore paymentsEnable any merchant to start selling fast
Onboard merchants in under 5 minutes with our streamlined KYC flow. Stripe handles identity verification, compliance, and risk management automatically.
Explore onboardingMonetise your platform transactions
Keep up to 90% of payment revenue with our transparent revenue share model. No hidden fees, no monthly commitments. Scale as you grow.
Explore revenue shareEmbed payments in your platform
White-label the entire payment experience. Custom branding, embedded components, and APIs that feel native to your platform.
Explore embedded paymentsThe backbone of platform commerce
Simple, transparent pricing
No hidden fees. No monthly commitments. Scale your platform and keep more revenue as you grow.
Starter
- Up to 100 active merchants
- Standard onboarding flow
- Basic analytics dashboard
- Email support
- USD, EUR, GBP support
Growth
- Up to 1,000 active merchants
- Express onboarding (5 minutes)
- Advanced analytics & reporting
- Priority support
- 25+ currencies supported
- Custom branding options
- Full API access
Enterprise
- Unlimited merchants
- White-label onboarding
- Real-time analytics & webhooks
- Dedicated account manager
- 135+ currencies & local methods
- Full API & SDK access
- Custom contracts & SLAs
All plans include PCI compliance, fraud protection, and 99.99% uptime SLA. Compare all features
Powering businesses of all sizes
Run your platform on reliable infrastructure that adapts to your needs.
TechMarketplace scales to $50M in GMV with Cobalz
“Cobalz cut our merchant onboarding time from weeks to minutes. Our platform revenue increased 40% in the first quarter alone.”
PayFlow consolidates $5B in platform revenue onto Cobalz
“The revenue share model is fantastic. We're keeping significantly more than we did with our previous Payfac provider.”
CommerceHub powers global commerce with Cobalz
“Best developer experience I've seen. The API is clean, documentation is excellent, and support is genuinely helpful.”
Enterprise-grade security
Bank-grade security infrastructure with compliance certifications trusted by Fortune 500 companies.
Advanced fraud detection
Machine learning models analyze every transaction in real-time to prevent fraud before it happens.
3D Secure authentication
Strong customer authentication for European transactions to reduce liability and improve security.
End-to-end encryption
All sensitive data is encrypted at rest and in transit using AES-256 encryption standards.
Secure infrastructure
Hosted on world-class cloud infrastructure with multiple redundancy layers and DDoS protection.
Frequently asked questions
What is Cobalz?
How does merchant onboarding work?
What are the fees?
Is Cobalz PCI compliant?
What payment methods are supported?
How do payouts work?
Can I customize the payment experience?
What countries are supported?
Ready to get started?
Create an account instantly and start onboarding merchants in minutes, or contact us to design a custom package for your business.